Motorcycle accidents have highly traumatizing effects for the people involved, both physical, financial and emotional. In order to compensate them even a little bit, insurance companies can give victims a certain amount of money. However, this process with the insurance company can be quite complicated and sometimes so intense that it can be frustrating for the victims. That is why lawyers deal with such cases and, knowing the strategies and tactics of insurance companies, they can get the best compensation for their clients. This is why it is so important to know how the compensation process with insurance companies proceeds after an accident.
Reporting the Accident
When a motorcycle accident happens, the first thing victims should do is to call the paramedics, because even if it looks fine from the outside, it may need to be checked. The next step is to report the accident to the insurance company and the police. This notification must be made within a certain period of time specified in the insurance policy, otherwise insurance companies may have problems with this issue. If the accident is reported within a very short period of time, insurance companies will investigate the incident faster and faster results can be obtained. In these notifications to the insurance company, the parties involved in the accident, witnesses at the scene at the time and material and moral damages should be reported. These are just some of the points that will influence the insurance company to reach a decision. In such a situation, it is very important to work with motorcycle accident lawyers because people may not have the mental energy to deal with the aftermath of an accident, and lawyers take this burden off their clients’ shoulders.
Insurance Company Review
After this point, the insurance company starts to examine the details of the accident and works to evaluate the rate of fault. In this examination, it is evaluated through insurance policies such as the condition of the place where the accident occurred and the scope of the policy.
Compensation Request
After these examinations, the victim’s lawyer submits a petition for compensation to these insurance companies to cover the costs incurred after the accident. The contents of this petition usually include points such as the money spent on repairing the vehicle, invoices for medical interventions. In addition to these, moral damages also fall under the umbrella of compensation. When submitting a claim for compensation, the necessary documents must also be submitted. These documents are documents such as the accident report, medical records or the statements of witnesses at the scene.
Negotiation Process
The insurance company starts to evaluate the evidence and the claim and this process begins in order to determine the amount of compensation. This process involves a lot of communication between the insurance company and the lawyer, because an agreement cannot usually be reached in one go. In order to come to a common amount, the parties can constantly make proposals to each other. Afterall, costs of bikes are not low in this economy.
